Our Services

PAHA is in the business of building more than just shelters but building a home base, a center for families, children and grandchildren to return to. PAHA offers the Pueblo of Acoma community members access to home rentals, programs to rehabilitate an existing home and opportunities to become homeowners. PAHA also educates the community and public about homebuyer programs and opportunities through trainings and housing fairs. Visit the PAHA Event Calendar for upcoming trainings.

PAHA’s Housing Services staff is available to assist future tenants and homebuyers with the application intake, including the eligibility and income verification process. The staff also provides counseling to new homeowners and classes for community members on lending and finances. Families, elders, veterans and aspiring homeowners are encouraged to contact PAHA’s Housing Services Department to learn about housing availability and the benefits of homebuying.

Contact the PAHA Housing Service Department at 505-552-7528 or visit the Departments page for staff emails.

PAHA uses the HUD-administered Section 184 Home Loan Guarantee Program to assist eligible tribal members to purchase a new home, rehabilitate an existing home or build a new home. To protect Acoma homebuyers, PAHA established a legal and administrative framework to guide the interests of the borrower, lender, and federal agency that guarantees the mortgage loan.

In 2018, The Pueblo of Acoma adopted all tribal law necessary to allow for mortgage lending on Acoma trust lands, which led to a Memorandum of Agreement with the Veterans Affairs, U.S. Department of Agriculture and Fannie Mae. The Pueblo amended its mortgage code to provide for federal court jurisdiction that HUD required to approve Acoma’s participation in the Section 184 Home Loan Guarantee Program as a lender. PAHA is currently working on its first Section 184 home loan.

For more information, please contact Chandler Sanchez with the Housing Services Department at csanchez@acomahousing.org

For more information, please contact Rose Vallo with the Housing Services Department at rvallo@acomahousing.org

PAHA uses funding from the Indian Housing Block Grant (IHBG) and other sources to rehabilitate or renovate traditional and non-HUD homes to ensure the homes are livable, safe and comply with ADA codes. Low-income families are eligible for rehabilitation work. 

PAHA conducts a scope of work for each home needing rehab. The scope of work includes the following:

  • assessment of plumbing
  • electrical
  • carpenter/trim
  • windows/vinyl
  • doors/hardware
  • insulation
  • drywall/paint
  • stucco/color coat
  • grab bars
  • cabinet/countertops
  • vanity
  • concrete/ramp/handrails
  • hood and range/refrigerator
  • plumbing fixtures/water heater
  • lights/electrical
  • high rise toilet
  • ceramic tile
  • VCT tile
  • Rooves
  • cleanup


As of January 31, 2019, there were 50 tribal members on the 80% below rehabilitation waiting list and six applications on the modernization waiting list. 

For more information, please contact Francisco “Chico” Carr with the Development/Maintenance Department at fcarr@acomahousing.org

PAHA hosts resident education trainings on housing resources, such as identity theft, homeowner’s insurance, financial literacy, weatherization and Tribal Health Homes. Each year in June during Homeownership Week, PAHA hosts a housing fair that includes a housing forum on PAHA’s Indian Housing Plan and program updates, AMERIND home insurance and information from other tribal programs. Funding for education and awareness efforts comes from the Indian Housing Blog Grant (IHBG). Check the event calendar for upcoming trainings.

For more information, please contact Krystal Vallo with Administration at kvallo@acomahousing.org

For more information, please contact Krystal Vallo with the Administration Department at kvallo@acomahousing.org

PAHA works with the tribal government and federal agencies, like the Bureau of Indian Affairs (BIA) and the Indian Health Service (IHS) to address community infrastructure needs, like extending a sewer main line to allow for new construction of homes eligible to low-income Acoma families. List of PAHA infrastructure services. 

For more information, please contact Rose Vallo with the Housing Services Department at rvallo@acomahousing.org

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